Job Description

Protection Planning Specialist – Life & Assurance Division

The Opportunity BDM Recruitment is looking for a highly driven and expert Protection Planning Specialist to integrate into our client’s high-energy unit. This is a fully virtual position, providing the autonomy to operate from any location while maintaining a sophisticated professional standard. You will be at the forefront of financial security, helping individuals safeguard their families and assets.

Primary Accountabilities

Portfolio Acquisition: Proactively manage and convert a consistent pipeline of pre-screened prospects provided by an established alliance of mortgage specialists.
Professional Consultation: Provide high-level, customized guidance across a diverse suite of protection vehicles, including mortality cover, serious illness protection, and disability income safeguards.
Partnership Management: Cultivate and sustain deep client alliances, ensuring a fluid and premium consumer journey from initial contact to policy issuance.
Virtual Operations: Maximize the advantages of remote working to maintain peak productivity and a balanced professional lifestyle.
Operational Efficiency: Utilize dedicated back-office administrative resources to minimize paperwork and focus on client-facing advisory.

Candidate Background

Professional History: A verifiable background and successful track record as an Insurance Broker or Assurance Specialist.
Technical Literacy: In-depth understanding of the life assurance landscape and ancillary protection markets.
Articulate Communication: Superior linguistic capabilities to engage effectively with high-value prospects.
Self-Governance: Exceptional organizational skills and the motivation required to excel in a decentralized work environment.
Regulatory Standing: Full compliance with industry mandates, including a transparent credit record and a valid UK driving credential.

Job Data Table

Category	Details
Company Name	BDM Recruitment
Location	London, United Kingdom (Remote)
Locality	Nationwide Remote
Country	United Kingdom
City	London
Region	Greater London
Job Type	Full-time
Salaries	£80,000 – £100,000 per annum
Experience Level	Experienced Specialist
Travel	Minimal (Remote Focused)
Language	English
Benefits	Admin Support, Pre-qualified Leads, Remote Flexibility

Skills & Competency Table

Key Skill	Level
Life Insurance Advisory	Expert
Protection Product Analysis	Advanced
Lead Conversion	Expert
Remote Self-Management	Expert
Regulatory Compliance	Advanced
Client Relationship Building	Advanced

Salaries Pay Calculator Table

Annual Salary	Bonus	Total Compensation	Notes
£80,000	Commission Included	£80,000	Realistic baseline for active advisors.
£100,000	High-Performance	£100,000+	Potential for top-tier lead converters.

Job Summary

This 100% remote role involves providing expert advice on life insurance and protection products to pre-qualified leads. Working via BDM Recruitment for an established mortgage network, you will manage client relationships and secure financial futures. It requires a proven track record in life assurance and offers a high earning potential of £100k.

FAQs

Are the leads cold-calling based? No, you will work with a steady stream of pre-qualified leads provided by an established network of mortgage brokers.

Is there administrative help available? Yes, the role includes dedicated administrative support to help you focus on advisory and sales rather than paperwork.

Do I need a specific location to work from? While the role is London-associated, it is fully remote, allowing you to work from anywhere in the UK.

What specific products will I be advising on? You will cover life insurance, critical illness, income protection, and accident, sickness, and unemployment (ASU) cover.

Is a driving license required for a remote job? Yes, the job description explicitly requires a full UK driving license and a clean credit history for regulatory compliance.

Expert Analysis

In 2026, the protection market is heavily driven by mortgage-linkage. This role is highly lucrative because it removes the “prospecting” hurdle, providing a “warm” pipeline. For an advisor with high emotional intelligence and closing skills, the £100k OTE is achievable given the administrative support that maximizes “selling time” over “admin time.”

Location & Logistics Guide

The role is headquartered out of London, but the digital-first infrastructure allows for 100% remote logistics. You will need a secure, private home office setup with high-speed connectivity to handle sensitive financial data and video consultations. https://en.wikipedia.org/wiki/London

Career Path

Successful advisors often progress into Senior Protection Consultant or Compliance Manager roles. Given the partnership with mortgage networks, there is also a path towards becoming a Protection Team Lead or transitioning into Holistic Financial Planning , requiring further R0 certifications for pension and investment advice.

To apply for this job please visit jobs.accaglobal.com.