Commercial Portfolio Manager – Birmingham, AL in Birmingham

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Job DescriptionJob DescriptionCommercial Portfolio Manager -Birmingham, ALFinTrust Connect has partnered with a community-focused regional banking institution to identify a skilled Commercial Portfolio Manager. This role supports a growing credit team focused on commercial and CRE portfolios, providing underwriting, portfolio management, and client service expertise. You’ll play a critical part in structuring deals, assessing credit risk, and ensuring seamless loan servicing alongside Relationship Managers.

Why this opportunity?
• Culture: Relationship-driven, growth-minded, and compliance-oriented
• Workplace: Hybrid (2 days in office / 3 days at home) in Birmingham, AL
• Function: Partner with Relationship Managers to underwrite, structure, and service commercial loans and deposits while ensuring regulatory and policy compliance

Requirements:
• 4-6 years of experience in credit analysis or commercial banking
• Bachelor’s degree in Finance, Accounting, Business, or related field
• In-depth knowledge of federal and state lending regulations
• Proficiency in Microsoft Excel and Word
• Experience with middle market underwriting and portfolio management
• Familiarity with commercial loan structuring and documentation

Description:
• Analyze financial statements and prepare credit memos for new and renewed commercial loan requests
• Partner with Relationship Managers on client calls and credit presentations
• Support portfolio management through covenant tracking, annual reviews, and compliance monitoring
• Ensure accurate loan grading and recommend updates based on risk changes
• Work with internal partners including Credit Administration, Loan Ops, and Legal to ensure documentation and compliance
• Use specialized tools (e.g., CRE analysis platforms) to evaluate complex transactions
• Monitor documentation exceptions and support audit readiness
• Stay informed of industry trends, regulatory updates, and internal policy changes

If you are interested in applying for this job please press the Apply Button and follow the application process. Energy Jobline wishes you the very best of luck in your next career move.

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