AVP, Enterprise & Credit Risk – UK

Job Description

Elevate your career with a leadership role at First Abu Dhabi Bank (FAB), the UAE’s largest bank and a leading financial powerhouse. We are seeking a strategic Assistant Vice President (AVP) of Enterprise & Credit Risk to serve as a critical Second Line of Defense (2LoD) for our UK operations.

In this high-impact role, you will support the UK Chief Risk Officer (CRO) in identifying, assessing, and monitoring the full spectrum of risk. You will be the architect of integrated risk awareness, ensuring that our Slough-based branch operates with a robust, forward-looking risk culture. From refining Risk Appetite Statements to managing complex Credit Risk portfolios and IFRS 9 staging, your work will ensure FAB UK remains resilient, compliant, and aligned with global Group standards.

Key Responsibilities

• ERM Strategy: Maintain and continuously improve the UK Risk Management Framework (RMF) and Risk Appetite Statement (RAS).

• Credit Risk Oversight: Monitor the UK credit portfolio for early signs of stress, manage portfolio limits, and assess exposures across country and industry lines.

• Regulatory Compliance: Classify Non-Performing Loans (NPL) and Past Due Non-Impaired (PDNI) assets in accordance with UK regulatory guidelines and IFRS 9 requirements.

• Governance & Reporting: Lead the preparation of the London Branch Risk Committee packs and ExCo Risk Memos, ensuring all reporting meets both local and Group quality standards.

• Strategic Partnership: Coordinate with Group Risk in the UAE to align local policies with global mitigation strategies, providing technical opinions on new credit products and policies.

• Thematic Reviews: Conduct deep-dive reviews into concentration risk, reputational risk, and corporate risk culture.

Requirements

• Education: Bachelor’s degree in Finance, Economics, or a related quantitative discipline.

• Experience: Minimum of 5 years in banking, with at least 3 years specifically focused on Enterprise or Credit Risk Management.

• Technical Knowledge: Strong understanding of IFRS 9 staging, PD/ECL methodologies, and UK regulatory environments.

• Skills: Expert-level analytical skills with the ability to translate complex data into actionable insights for senior management.

• Communication: Exceptional written skills for drafting high-level research memos and committee minutes.

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